UK Merchant Account

[jbmaca]

I apologize for the newbie question but I was hoping someone could advise me.

I'll be setting up a UK-based VirtueMart shop and was considering using PayPal Pro UK as the payment system.  This seems the most logical solution since I want to accept both credit card and PayPal payments on the website.

With PayPal Pro UK, do I still need to set up a merchant account with a bank?  My understanding is that I won't need to since everything will be coursed through my PayPal account?  Is this correct?

Many thanks in advance for the help.

[AH]

Just in case anyone stumbles across this.  You do not need a Merchant account with a bank to use paypal pro