Pending order email - change order of Address

[bmw2182]

How can we change the way the Bill to and Ship to Addresses appear in the pending order email? Currently it shows Street, Zip, Town, US and then State.  We'd like it to show Street, Town, State, Zip and then US.  What file do we adjust to make this change?

Also would like to remove the payment info message from appearing on the order email as well.

I've done a lot of searching and not finding what I need.  Currently running Joomla 2.5.6 and Virtuemart 2.0.16.

Any help would be greatly appreciated.