VM Paypal mod does not conform to paypal proscessing - errors on submision.

[WaterTiger]

It appears to be an issue with the  PayPal mod having the zip and city as well as country out of order. Pay Pal submission errors out. Is there a mod that would incorporate PayPal Virtual terminal? I need to offer shoppers the choice between using their pay pal account or their credit card. The PayPal express mod only offers shoppers the option of using their PayPal account. What can I do?